No one likes paying for insurance

More Choices…Better Service

At Allegany Independent Insurance you will pay less, get the same or better coverage, and have an agent who wants to work with you on a personal level. That isn’t available with the big companies.

We will serve you in all the seasons of your life!

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Our Services

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I’m a local insurance agent that has been in the industry since 2003. I am licensed in MD, WV, and PA to write personal and commercial coverage with over 20 well known insurance companies. Let me help you save money!!

  • First time home buyer, to your retirement property.
  • From your first vehicle to your 100th.
  • New business start up to 20th year.

More People Trust Us With What's Most Valuable

At Allegany Independent Insurance Group, our commitment to you goes beyond policies and premiums; it’s about building lasting relationships right here in our community. We’re proud to be your neighbors, offering a hands-on approach that ensures you receive personalized attention and the best possible coverage at every stage of life. Our perfect 5-star Google rating reflects the trust our clients place in us to protect their homes, vehicles, businesses, and families, all while diligently working to save them money. We’re honored to be the trusted choice for so many, and we look forward to earning your trust too.

  • If your even thinking about saving some money call her up! Fast and amazing service. Thank you Christa Dawn Smiley Lytle

  • HIGHLY RECOMMEND Christa Dawn Smiley Lytle to give you an auto quote. She just saved me over 1,000.00 a year from switching from Allstate to Travelers Insurance for the same policy. Just tell her, Dixie recommend her. Christa is one of my customers and I'm one of hers. I promise you won't be disappointed! Thank you again Christa for saving me lots of mula! Your the best!

  • I am so excited because I just saved $2500+ a year on insurance!!! You need to check out Christa Lytle at Allegany Independent Insurance Group. She listened to exactly what I needed and found better insurance for me at a way better price! I was trying to figure this all out on my own but she did all the work and made it so easy! Give her a call!

  • I want to thank Christa Smiley Lytle, Allegany Independent Insurance, for saving me $2155 on our insurance.

  • I am still on track family bragging, lol! Christa Dawn Smiley Lytle is a long time track family member and now my insurance agency too! We have had lots of great times when her not so little guy raced at the track. I am so proud to have Allegany Independent Insurance Group as part of this event and a huge part of our 21531 community!! I love it when community comes together! Reach out to Christa, I'm pretty sure she is going to save you money!!

  • Christa was very helpful in getting home owners and auto insurance lowered for my mom! And quick! Thank you for your dedication to your job!! 🥇

  • We are saving over 3192 year for home and auto insurance by changing companies I'm so excited you all should give her a call see if you can save!

  • If you are looking to save money...look no further! Christa is the best! Saved us big time!! Great customer service as well!! So glad we switched! Check it out !! Just a quote away from great savings! Thank you so much!

  • absolutely amazing! she is the best with insurance! saved me lots every month by switching. Whenever I have questions she quick to answer, super helpful and always so nice. I wouldn't have anyone else in charge of my insurance. 100% recommend to anyone on the fence, Make the switch!!

  • AMAZING!!!!! This lady right here is just downright amazing at her job! She saved us a little over $100 a month on car insurance for 2 cars and renters insurance. I can't thank her enough!

  • 5 minutes saved me $1030 for my auto insurance! Call Christa Smiley Lytle she is amazing at saving you $$$

  • Been going through her for over a year. Saved me so much money! If you need better insurance rates and possibly cheaper payments, definitely message or call her for you insurance needs!

  • Christie is very helpful and professional about her job I highly recommend Allegany Independent Group LLC!

  • Tired of paying insane insurance rates? We absolutely were and reached out to Allegany Independent Insurance Group LLC and Christa Dawn Smiley Lytle, Christa saved us a lot money for a much better policy. GIVE HER A CALL, YOU WILL NOT REGRET IT!! Thank you Christa!

  • Christa Lytle has got to be the best agent I've had. She kind and fast at what she does. Christa was able to save me almost $400 monthly on my home owners and auto insurance. She literally handled every detail, I didn't have to make a call to cancel or a call to get new insurance. I highly recommend Christa if you're shopping around or even if not for cheaper insurance and she will take care of it. Thanks again.

  • Yes you read this correct! Allegany Independent Insurance Group LLC just saved me and my family $1453.84 a year! I switch my Harley not long ago over and she saved me around $400 per year so that's almost $2000 a year my family are now saving and with much better coverage! The Chosen Outdoors family is a lot happier now and we can wait to add all our outdoor toys :)

  • Christa is very hard working and thorough. She does her very best to help find you ways to save money but keep great coverage. I really appreciated all of her knowledge and help.

  • Allegany Independent Insurance helped us out when no one else would and still gave a better price than we thought we could get!

  • I could not be happier. Christa moves at lightspeed, with fantastic service and a great price.

  • Complete change of all my insurance policies was completed in less than 24 hours. And I saved a bunch! Thanks for everything Christa!

  • Christa helped us save a lot of money for the same or better coverage. Highly recommend her to help with all your insurance needs.

  • Christa was very responsive to our current needs and quickly got us quotes for different options. I recommend contacting her if you are shopping for insurance!